Common Questions About Public Adjusting Answered!
Frequently Asked Questions
How Does a Public Adjuster Get Paid?
Increase Your Claim by 747%!
Homeowners' Insurance Companies
Q: Will I Get a Higher Settlement Using a Public Adjuster?
A: The State of Florida did a study examining the impact of using public adjusters in property damage claims. According to the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used a public adjuster received payouts 747% higher on average than those who weren’t represented.
Q: What Is a Public Adjuster?
A: A public adjuster is a professional claims handler licensed by the State of Florida. Public adjusters advocate on behalf of the property owner to ensure proper navigation through the complex provisions and processes involved with a typical insurance claim. A claim that is professionally documented, appraised and negotiated will allow you to receive the maximum settlement according to your policy.
Q: Doesn’t the Insurance Company Provide Me with an Insurance Adjuster?
A: Insurance adjusters are employed by insurance companies, and their loyalty is only to the insurance company. Insurance company profits come from policy premiums minus any money they pay out for claims. Adjusters working for insurance companies are trained to pay as little as possible for claims. Many studies show that hiring a public adjuster to represent you in your insurance claim results in much higher claim settlements.
Q: What Is the Cost of Hiring a Public Adjuster?
A: Public adjuster fees are regulated by the state and will generally be a small percentage of the maximum settlement from the insurance company.
Q: How Long Do I Have to Report a Loss?
Q: Can the Insurance Company Cancel My Coverage If I Make Multiple Non-Storm Related Insurance Claims?
A: No, it is against the Florida Insurance Statute to cancel your policy for filing claims.
Q: How Do I Know If My Claim Is Worth Making?
Q: How Long Will the Insurance Company Take to Pay My Claim?
Q: Can I Get Help with My Denied Claim?
Q: I Settled My Claim a Number of Months Ago but Now Find There Are Other Costs and Issues that Resulted From My Damage. Can I Still Get a Public Adjuster Involved?
Q: Can I Hire a Public Adjuster If I Am Already in the Middle of the Claim Process?
Q: Are There Any Upfront Fees for Services?
Q: Should I Meet with My Insurance Company Adjuster and Their Representatives Before I Retain a Public Adjuster?
Q: Which Areas Do You Serve?
Q: What Is an Appraisal?
A: The main point of an appraisal is to assess your damages and assign value to your claim. You will have Sentry Public Adjusting on your side to appraise the damage to your property and represent you with your insurance company. We fight for you to get the correct coverage for your property damages.
Proudly Serving All of Florida
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560 Village Blvd, Suite 100,
West Palm Beach, FL 33409