2017 was a record breaking hurricane season, and caused over $282.16 billion dollars in damage. 2017 hurricane season caused more damage then the previous record for hurricanes, which was 2005. Under Florida law, home owners can adjust their hurricane property damage claims for 3 years after a hurricane. The Florida law on filing for hurricane damage states:
A claim, supplemental claim, or reopened claim under an insurance policy that provides property insurance, as defined in s.624.604, for loss or damage caused by the peril of windstorm or hurricane is barred unless notice of the claim, supplemental claim, or reopened claim was given to the insurer in accordance with the terms of the policy within 3 years after the hurricane first made landfall or the windstorm caused the covered damage. For purposes of this section, the term “supplemental claim” or “reopened claim” means any additional claim for recovery from the insurer for losses from the same hurricane or windstorm which the insurer has previously adjusted pursuant to the initial claim. This section does not affect any applicable limitation on civil actions provided in s. 95.11 for claims, supplemental claims, or reopened claims timely filed under this section.
Are You Dealing With A Denied Hurricane Claim from Hurricane Irma?
Irma made landfall in early September, and caused catastrophic damage across the state. Many homeowners in South Florida submitted claims, and may have had either their entire claim or portions of their claims rejected. Under Florida law, it’s still possible re-file or re-open your claim. Sentry Public Adjusting can help in the event that your Hurricane Irma claim was denied, and we are experts at dealing with denied property damage claims.
Our team of public adjusters will review your insurance policy and coverage in order to provide you a broad scope of your insurance company’s responsibilities. Our experienced public adjusters can minimize your stress by assisting you with the insurance claim process:
- Document and collect evidence of the property damage from the hurricane and wind.
- Reopen hurricane damage insurance claims and ensure a fair settlement.Help you settle your hurricane damage claim for necessary repairs.
At Sentry Public Adjusting, we offer a no upfront cost consultation to answer all your insurance related questions. Insurance companies have a team of professional insurance adjusters representing their interest in the claims process, you deserve the same representation. Make sure you have us standing by your side, and maximize your hurricane damage claim. Contact us today for a free & no obligation hurricane damage inspection.