Everyone knows how devastating a tornado can be to a home or business.

Did you know Sentry’s licensed Florida public adjusters are experts when it comes to filing a tornado damage claim?

Sentry Public Adjusting will work diligently to make sure you receive the maximum settlement allowed after filing your tornado damage claim for your home or business. Let us guide you out of the wreckage.

Ensure that you get fair payment from your homeowners’ insurance policy, and contact Sentry Public Adjusting today!


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  • Florida has as many tornadoes as any other state in the country.
  • Even if you are covered by insurance for tornado damage, you probably are not covered for flood damage that is commonly caused by tornadoes.
  • The U.S. experiences more tornadoes than any other country in the world.
  • The tornado damage scale (F1–F5) incorporates 28 different damage indicators based on damage to things ranging from trees to shopping malls.
  • Tornadoes accounted for 40 percent of insured catastrophe losses from 1997 to 2016.
  • There were 1,520 tornadoes in 2019 in the U.S. in Florida averages about 1,200 per year.

Let Sentry Public Adjusting help you when it comes to filing your tornado damage claim. We have the experience to make sure you receive fair compensation so you can rebuild your home or business.

Tornado storm damage
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In Florida, submitting a tornado damage claim to your insurance agent could be tricky. The way many policies are written leaves room for questions on the part of the homeowner.

What is and isn’t included? Will my damages fall under a tornado damage or windstorm damage category? How can I prevent some damages? What if a tornado causes a tree to damage my roof? Sentry offers a free inspection and policy review, so you’ll know what’s covered.

Most homeowners’ insurance policies have an anti-concurrent causation clause in them. An anti-concurrent causation clause usually reads similar to this: “We do not insure for such loss regardless of a) the cause of the excluded event; or b) other causes of the loss; or c) whether other causes acted concurrently or in any sequence with the excluded event to produce the loss.”

This means that your home could be destroyed by a tornado, but only some of it may be covered. Worst-case scenario, you could be left with no coverage for the damages. Sentry can work with you and your insurance company to ensure that you get fair and full payment on your tornado damage claim.


Sentry’s Licensed Adjusters Work a Hurricane Damage Claim

Call Sentry Public Adjusting before contacting your insurance company. The initial contact with your insurance company is critical. This contact can be the difference between your tornado damage claim being paid or denied. Properly documenting and differentiating between belongings and property that can be repaired versus replaced can be overwhelming.

Sentry Public Adjusting can take on these complex and time-consuming for you. It’s hard to properly calculate the true cost of the damages to your home. Let us help you navigate your tornado damage claim from the beginning.


Filing a tornado damage claim can be an overwhelming process, especially when victims are more concerned with home repairs and living expenses. Fortunately, filing and negotiating insurance claims is what Sentry’s public adjusters do for a living!

Our process begins with a detailed appraisal of your home and the damage. This inspection COSTS NOTHING up front to you, and it can be scheduled at your earliest convenience.

Our tornado damage claim adjustment process consists of:

  • Reviewing the existing homeowners’ insurance policies to figure out coverages for the tornado damages.
  • Evaluating all losses, including building damages, the contents of the building and any additional expenses incurred.
  • Inspecting your home to estimate and document the tornado damage. A visit by our certified estimator is a vital part of the claim process.
  • Reopening a previously closed claim if any issues are found after the claim has been settled.
  • Determining all costs for repairing tornado damage.
  • Calculating losses from any business interruptions and additional expense claims for businesses.
  • Presenting all documentation along with the tornado damage claim to your insurance company.
  • Negotiating with your insurance company on your behalf.


Tornado storm damage

Contact Us

560 Village Blvd, Suite 100,
West Palm Beach, FL 33409

Map to Sentry office